Straightforward pricing, nothing hidden.
Opening a Fern Wealthstead account costs nothing. There are no setup fees and no subscriptions — you only commit the capital you choose to invest, and the platform's real-time tools come included.
Where costs can appear
These are the only places your balance moves for something other than an investment you chose yourself.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What is included
- Free account opening — no licence or registration fees.
- No hidden charges on deposits, withdrawals or upkeep.
- Only standard spreads or network costs may apply.
- Start from the minimum deposit and scale when ready.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the whole cost picture at once: the amount you send, any spread applied on conversion, and nothing further unless you choose to invest more. There is no monthly account fee and no charge for simply holding a balance.
What happens the same day
Your balance updates the moment the payment clears, and a specialist talks through your plan before anything is placed. Nothing is opened automatically without you.
Withdrawals and what they cost
Withdrawals return to the payment method the funds arrived from — that is a safeguard, not a preference. Processing carries no charge from us; any deduction you see comes from your own bank or card provider.
Timing you can plan around
Requests made on a working day are reviewed that same day. Cards typically settle within three to five working days, bank transfers within two.